Driving a vehicle involves a wide range of considerable expenses. While there are some expenses you can't do anything to change, such as the price of gas, there are others that you can take steps to positively impact. It's possible, for example, to negotiate a lower premium for your auto insurance. Doing so might conjure up the image of a challenging back-and-forth negotiation, but the process is actually much simpler. Make any number of simple car-related changes, contact your insurance agent and get a lower rate.